NatWest Markets


Helping your business go global, but feel local

FXmicropay is the complete currency toolkit to support your international expansion strategy.

Display local-currency prices to your customers with ease.

Designed to satisfy cross-border pricing requirements and integrate with any process, FXmicropay can help to transform your business.

Your challenges...

Our solutions…

Converting cross-border sales can be challenging

Cross-border conversion rate is stagnating or accelerating slowly as global cart abandonment has nearly reached 70%.

Automated currency pricing

Display prices and allow payment in your customer’s local currency. Use customised price rounding features to match your pricing strategy.


Show the estimated price in customers own currency. This requires no changes to your current payment process.


Show actual payment price in your customer's own currency. This may require an update to your current settlement process but there is no need to switch payment providers.

Foreign exchange (FX) rate movements impacting profit margins

Multi-currency pricing results in margin erosion due to exchange rate fluctuations.

Profit protection

We will convert international sales at the original exchange rate used to set the price. This protects your profits against any currency fluctuations.

Narrow profit margins

As markets become more competitive, profit margins narrow, so businesses need to turn to new revenue streams.

Margin improvement

A customer’s issuing bank can typically charge them up to 3%.  By pricing in multiple currencies you remove this unknown charge for your customer and gain the flexibility to charge this margin as profit.

Increasing overheads

Accepting multiple payment methods and processing multiple currencies to support and win customers can be expensive.

Payment processing cost reduction

The rates used for pricing and conversion are based on wholesale FX rates. This can result in potential savings of up to 3.5% in FX costs depending on (among other things) the choice of card processor.

Find out how FXmicropay can transform your business



Subscription service

An implementation to suit every business

  • Magento and SAP Commerce Cloud users can get up and running in no time with our FXmicropay extensions
  • Need something more bespoke? Our expert team will guide you through our suite of powerful APIs**
  • To make it even easier, virtual accounts across 23 core currencies reduce the need to open physical currency accounts

** Application-programming interface

† The cost of the guarantee will vary depending on your requirements such as the tenor of the guarantee you need